1. Nature of This Website
St. Cloud Residents Directory is a private guide to public rolls, indexes, and historical collections connected with St. Cloud, Florida. It is not a government records host and is not affiliated with St. Cloud, Osceola County, any court, or any records custodian.
2. Acceptable Use Rules
Use the site only for lawful purposes. You may not use it, or anything found through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. We Are Not a Consumer Reporting Agency
This site is not a consumer reporting agency as defined by the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.). Nothing here, and nothing any linked search tool returns, is a consumer report, and none of it may be used to judge eligibility for credit, employment, housing, insurance, or any other FCRA-covered purpose.
4. External Services
Linked government portals, sponsored search tools, and other outside services operate under their own terms and privacy policies. Their availability, charges, content, and handling of data are outside this site's control.
5. No Warranties
The website is offered "as is" and "as available" without warranties. Its content may be incomplete, outdated, or inaccurate, and no promise is made that a linked portal will remain available or return a correct result.
6. Limits on Our Liability
To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.
7. Indemnification
You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.
8. Intellectual Property
The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.
9. Revisions to These Terms
A revised version may be posted on this page. Using the site after that posting indicates acceptance of the changes.
10. Cutting Off Access
We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.
11. Florida Governing Law
Florida law governs these terms without regard to conflict-of-law principles. Government records discussed on the site are subject to Fla. Const. art. I, §24, Fla. Stat. ch. 119, and the exemptions or record-specific laws that apply to each custodian.
12. Severability
If any part of these terms proves unenforceable, the rest stays in force.
13. Questions
Questions about these terms go through the Contact page.